To whom, seeking stable to growth income from their investment in high quality stocks/companies. In this turbulent market place, we all should remember the collapse of our financial market, failure of SEC, like clouds covered our eyes, can't wait the sun come out to rescue us, we have to be smart and responsible for our hard earn money. Never envy the greedy money from penny stocks speculations, i am glad i stay where i am, feet on the ground, and my investment and family are fully protected.