couple of ??

Dear rauchcory,

Thank you for writing. The answers to your questions are below.

1. If you are referring to normal quarterly cash dividends that a company would pay, they are not posted to your gain / loss section. Normal dividends are not included in the cost basis, instead they are considered income and are reflected on the 1099 you receive in late January or early February from TradeKing. The only time you might see a dividend affect cost basis would be if it were some kind of special cash dividend or stock dividend the company pays. In those instances your cost basis would be updated once we receive direct instructions from the company on how to adjust the cost basis, since each case is different.

2. Fed and House calls occur for different reasons. I'll provide a summary here and also a link to our margin disclosure which will explain in more detail.

• A Fed Call occurs when you exceed the margin buying power in the account. So for example if you have stock buying power of $5000 and you purchase $6000 in stock, a Fed call of $1000 would be generated. You have until settlement of the trade, T+3 to pay for the call. If the call is not paid for, your broker will have to liquidate to cover and this action could put the account on a 90 day Regulation T restriction.
• A House Call occurs when your account equity drops below the minimum house equity requirement. Each stock has an equity requirement. Generally it's 30%, however for volatile, and stocks that are determined to carry more risk, that requirement will be higher, and could even be as high as 100%. In a margin account we view all the positions at once, so if you have 10 positions in theory they could all have different requirements. We multiple the requirement times the market value of each position to calculate the requirement in dollars for the position. We do that for every position in the account and then add those figures together. The sum is called the Account Total Requirement. The other variables to take into consideration in the margin account are Total Market Value (TMV) and Debit balance. The TMV (-) Debit balance will give you the account equity. If the equity is below the Account Total Requirement, the account would have a House Call by the amount its below. If the equity is above the Account Total Requirement you would not have a House Call. This can get tricky, please let me know if you have more questions.

3. ACH deposits always take 5 business days to clear. TradeKing will generally let you use an unclear ACH for trading as long as there are other clear funds in the account. So for example if you have $5000 clear and ACH in $2000, we would let you trade on the $2000 prior to the 5th day. If you had $5000 clear and sent an ACH for $10,000, we would only let you use up to $5000 of that, until the total ACH was clear.
I hope that helps please let me know if you have anything further. Please check out the Forum I started "The In's and Out's of your TradeKing Account" for additional account information.

Thanks,
Dave
Margin Disclosure http://content.tradeking.com/wiki/display/tkservice/Margin+Account+Agreement+and+Disclosure

DaveDusseault said:

3. ACH deposits always take 5 business days to clear. TradeKing will generally let you use an unclear ACH for trading as long as there are other clear funds in the account. So for example if you have $5000 clear and ACH in $2000, we would let you trade on the $2000 prior to the 5th day. If you had $5000 clear and sent an ACH for $10,000, we would only let you use up to $5000 of that, until the total ACH was clear.